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SouthState Bank: A Growing Regional Leader in American Banking

  • February 2026

SouthState Bank is a prominent regional banking institution headquartered in Winter Haven, Florida, known for its broad range of financial services and commitment to personalized customer relationships. As the primary subsidiary of SouthState Corporation, the bank serves more than 1.5 million customers across the Southeast and beyond, offering consumer, commercial, mortgage, and wealth management solutions tailored to individual and business needs.

Tracing its roots to community banking in the 1930s, SouthState has grown steadily through strategic mergers and acquisitions. Over the years, it expanded from its early base in the Carolinas into a multi-state presence with hundreds of branches spanning Florida, the Carolinas, Georgia, Alabama, Virginia, Texas, and Colorado. A key recent milestone was the completion of a major merger with Independent Bank Group on January 1, 2025, which significantly expanded SouthState’s footprint into Texas and Colorado and increased its assets to approximately $65 billion.

SouthState’s service offerings include traditional banking products such as checking and savings accounts, certificates of deposit, personal and business loans, credit and debit cards, and digital banking platforms. It also provides specialized services such as treasury management, trust and fiduciary services, and comprehensive wealth planning, helping customers manage financial goals across all stages of life.

The bank emphasizes a community-centric approach, encouraging local decision-making and prioritizing long-term relationships over short-term gains. Its core values include supporting local market leadership, delivering remarkable customer experiences, and fostering meaningful connections with the communities it serves.

SouthState has also earned recognition in the industry, receiving national honors for its financial products, digital banking innovations, and workplace culture from respected organizations including Money, U.S. News & World Report, and American Banker.

Through strong roots, strategic growth, and a focus on customer-first banking, SouthState Bank continues to expand its role as a trusted financial partner for individuals, businesses, and communities throughout the United States.